Step 1

Start With a Clear Picture

Most people have no idea where they actually stand. MyFidu™ starts by showing you exactly where you are today — your retirement readiness score, your projected shortfall (if any), and what it will take to close the gap.

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Retirement Readiness Score

A single number that tells you how prepared you are — based on your income, savings, timeline, and spending needs.

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Gap Analysis

If there is a shortfall between where you are and where you need to be, MyFidu™ calculates exactly how much it is and what it will take to close it.

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Budget & Cash Flow

Understand where your money goes today so you can redirect it toward where it needs to go tomorrow.

A Complete Picture — In One Session

In 30–60 minutes, the A.I. walks you through your full financial picture — asking the right questions, running the numbers in real time, and producing a comprehensive report with a clear summary presentation. No weeks of waiting. No guesswork.

Step 2

Engage With the A.I. Engine

Once you have the picture, MyFidu™ goes to work. The A.I. interface engages with you on your goals, timeline, and decisions — running precision calculations on every variable that affects your financial future.

This is not a chatbot giving generic advice. MyFidu™ operates on a fundamentally different level — it is built on first-principles financial thinking developed and refined in real-world client application since 2010.

Behind every answer is a purpose-built computational engine — precision calculators engineered specifically for complex financial principles, running real numbers against your real situation.

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Social Security Timing — calculates the optimal year and month to claim based on your full financial picture
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401(k) Optimization — determines the most effective contribution mix for your tax situation and timeline
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Distribution Sequencing — the smartest order to draw down your accounts in retirement to minimize taxes and maximize longevity
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Holistic Integration — debt, real estate, life insurance, and much more — all calculated together, not in isolation
General A.I.
MyFidu™
Approach
Discusses concepts
Calculates answers
Data
Generic training data
Your real numbers
Calibration
None
Since 2010
Calculators
Not built in
Purpose-built
Advisor Backup
No
Designed in
Step 3

Expert Backup — Exactly When You Need It

When your planning reaches a point where a licensed financial professional is needed — a specific product, a complex strategy, or a decision that requires licensed advice — MyFidu™ is designed to automatically alert your advisor.

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You plan with
MyFidu™ A.I.
🧠
Platform identifies
licensed need
🔔
Advisor alerted
automatically
Expert guidance
delivered

You do not need to know when to ask for help. The platform is designed to recognize it and bring the right person in at the right moment. You get the speed and always-on availability of A.I.-powered planning and the expertise of a licensed advisor — without managing the handoff yourself.

You are never just a software user. You have a team.

Get Started — $1 Today